twenty-seven years invested.
category: ramble

making the right choices.  how do you know what is necessary when trying to move up and move ahead?  what are the right things that will put you above to be noticed without being arrogant or undeserving of it to others.  greed – is that what pushes us to do the things we do in order to live?  passion – is it the hunger to do something important, to love what you do good enough to get what you want?

 i’m sure it’s all arbitrary… sometimes you have to learn to ride the wave and other times you need to know when to push a little further to get a bigger wave and reap the rewards.  nevertheless, it’s all in your mindset, it’s how you convince yourself to be.   to be a better person.  to be smarter.   to improve your life.  that’s what’s important.

categories: financial, ramble

it’s good to see people taking the right step towards what’s important for their future.  sure you have some money in your pocket but it’s also important to know how much you can make your money worth.  i’ve learned a couple things here and there and i continue to as i go along.

sharing what you know with everyone else is important because if you don’t there is no other way to excel because you only know what you know.  and the key is diversity.  DIVERSIFY, DIVERSIFY, DIVERSIFY…

tax-deductible?  tax-deffered?  tax-free?  which of those would you rather have?  which of those would you rather have being put on your money?   …think about it and find a way to make it happen.

hmm… what are some other points:

some of the things i’ve learned along the way are:
pay yourself before you pay anyone/anything else.

what this means is, not enough people give themselves money.  i’m not talking about you getting your paycheck then paying your bills of and whatever you have left is used for spending, but more like taking money from yourself and paying yourself.  ever think…how much money from your paycheck do you give yourself?  for instance, what if you saved just an HOUR of your paycheck a day and put it in savings… how much does that give you a week?

now imagine what you did at the end of the month if you invested that amount…  whether it be a savings with an APY, your IRA or 401(k) program, stocks, bonds, mutual funds, LIFE INSURANCE, or real estate.   where would you put it?  hmm…diversify your portfolio.  the whole point is, do it.

the key saying is “it takes money to make money” and i believe that.  in our economy, the richer get richer and the poorer get poorer.  KRS-ONE says perfectly…

The rich will get richer and the poor will get poorer
And in the final hour many heads will lose power
What does the rich versus the poor really mean?
Psychologically it means you got to pick your team
When someone says the rich gets richer
Visualize wealth and put yourselves in the picture
The rich get richer, cause they work towards rich
The poor get poorer, cause their minds cant switch from the ghetto
Let go, its not a novelty
You could love your neighborhood without loving poverty
Follow me, every mother, father, son, daughter
Theres no reason to fear the new world order
We must order the whole new world to pay us
The new world order and the old state chaos

to work towards what you want.  WORK HARD, PLAY HARDER.  it all makes sense now because YOU have the responsibility of what to do with your money now.  sure, you can have your fun and spoil yourself here and there but don’t forget about the big picture.  your future.  investing to make your money work hard for you.  stress the shit out of your money, so later you can sit and be happy instead of your money just sitting there doing nothing.  i’m just helpin out cuz you guys inspire with this talk.

Educate yourselves, make your world view bigger
Visualize wealth and put yourselves in the picture!

now can someone just pay for my student loans so i can stop stressing about it for the next 5-10 years?

one more thing, make your payments to yourself automated.  have it deduct from your checking account every month to a savings account – the amount is up to you.  try 10%.  you’ll be amazed how much you won’t even notice that it was taken out, yet you will have this extra pocket of money.  visualize.

the real life game of monopoly.